Crypto card comparison

Best Crypto Cards Compared

Compare crypto cards by cashback, custody, KYC, FX, stablecoin support, and real-world fit. The goal is not to list every card. It is to help you avoid the wrong one.

Ether.fi crypto card image
Ether.fi Cash
Gnosis Pay crypto card image
Gnosis Pay
Kolo crypto card image
Kolo

Disclosure: some links may be referral links. EtherFi buttons use JohnnyTime's referral path through /cryptocard. Rankings are based on use case, risk, and manually checked product claims, not commission rates.

Quick verdict

Which crypto card fits which user?

Best for self-custody purists

Gnosis Pay or Holyheld

Worth comparing if self-custody architecture matters more than maximizing headline cashback.

Best for stablecoin spending

RedotPay-style cards

Good category to evaluate if you mainly want practical stablecoin payments and simple funding.

Best for exchange users

Coinbase, Crypto.com, Wirex

Often easier to understand, but custody, regional terms, and rewards can vary heavily.

Scraped card database

36 cards imported, with artwork for the main shortlist

Imported from the public Crypto Cards Database sheet that powers crypto-cards.io/pick-cards. The gallery highlights the strongest visual shortlist; the table below keeps the full local dataset.

Shortlist

Crypto card comparison table

Use this as a starting point. Card terms, regions, fees, and rewards change often.

Card Best for Model Rewards Custody Key caveat
KAST Available in 170+ countries; check signup country dropdown VIRTUAL AND PHYSICAL CARD KAST Reward Points: up to 2% Custodial 0% (USD), 2% (non-USD)
Kolo Global (170+ countries) VIRTUAL CARD 5% BTC cashback NON-CUSTODIAL 1% Standart FX rates
Wirex Available in 130+ countries; card availability varies by country (see supported countries list) VIRTUAL AND PHYSICAL CARD 0.5% Cryptoback™ (Entry); 1% Cryptoback™ (Enhanced: 150,000 WXT lock). Max cap: 20,000 WXT/mo CUSTODIAL 0% FX fees
Karta Global (excluding restricted regions) VIRTUAL CARD Referral rewards: 500 Karat ($5) for friend's card issue + 0.25% from friend's spending. No personal cashback. CUSTODIAL 1.5% + 1% Visa cross-border fee (for non-USD transactions)
Revolut Global VIRTUAL AND PHYSICAL CARD Points system: 1 RevPoint per €10 spent. Custodial 1% fee over €1,000/mo and on weekends.
Avici Global (Excl. US/OFAC) VIRTUAL AND PHYSICAL CARD No Non-Custodial 0%
MetaMask Card EEA, UK, LatAm, Canada VIRTUAL CARD 1% cashback Non-Custodial 1%
Coinbase Card US (excl. Hawaii), UK, EEA VIRTUAL AND PHYSICAL CARD 1-4% crypto back Custodial 0% (US) / ~2.5% (EU/UK)
Tria Global (150+ Countries) VIRTUAL CARD 1.5% cashback Non-Custodial 0%
Gnosis Pay EU/EEA, UK, Switzerland, LatAm VIRTUAL AND PHYSICAL CARD Up to 5% GNO cashback Non-Custodial 0%
1inch Card UK + EEA VIRTUAL AND PHYSICAL CARD Up to 2% crypto cashback Custodial 0% FX markup (1.75% crypto-to-fiat fee)
Fiat24 Global (Excl. US/Sanctioned) VIRTUAL CARD Loyalty points ($F24) Non-Custodial 0%
Plutus UK + EEA VIRTUAL AND PHYSICAL CARD 3% base (up to £25 cap) + 1 Perk Custodial 2.5% Non-domestic
R RedotPay Global (150+ countries) VIRTUAL AND PHYSICAL CARD $10 Welcome Bonus Custodial 1.20%
Tuyo US, EU, LatAm VIRTUAL CARD TUYO points system (TGE Q1 2026) Non-Custodial 0% (USD), ~1% (Other)
Biptap Global (190+ Countries) VIRTUAL AND PHYSICAL CARD 0.1% virtual cashback + $BTAP rewards Custodial 0%
Simple EEA citizens only VIRTUAL AND PHYSICAL CARD No cashback Custodial 0% (Domestic) / 2.5% (Intl)
Tap UK + EEA VIRTUAL AND PHYSICAL CARD 0.5% cashback Custodial 1.5%
Pyra Global (~75 countries) VIRTUAL CARD Yield focus Non-Custodial 1.2% - 2.0%
Nexo UK + EEA VIRTUAL AND PHYSICAL CARD 0.5% (Nexo) or 0.1% (BTC) Custodial 0.2% - 2.5% Tier dependent
Rizon Global (122+ Countries) VIRTUAL AND PHYSICAL CARD 2% cashback + RizPoints Non-Custodial 1.2% - 1.5%
Stables Australia (Live), Europe/UK (Waitlist), Global (Waitlist) VIRTUAL CARD Up to 6% in Stables Points Custodial 0% (USD) / 2% (Non-USD)
Bybit EEA + Switzerland VIRTUAL AND PHYSICAL CARD 2%-10% cashback (Points) Custodial 0.50%
Gemini United States Only CREDIT CARD 4% Gas/EV/Transit ($300/mo cap), 3% Dining, 2% Groceries, 1% Other Custodial 0%
Uphold United States (Excl. NY/LA) VIRTUAL AND PHYSICAL CARD 2% XRP back (up to $120/mo) Custodial 1.50%
Plasma One Global (150+ countries) VIRTUAL AND PHYSICAL CARD Up to 4% cashback ($XPL) Non-Custodial 0%, non-USDT transactions are converted instantly at the direct Visa exchange rate
Odix Global (158+ countries) VIRTUAL CARD No Rewards focus on $5 virtual card fee refund and $30 referral bonuses for physical cards Non-Custodial 0%
Pexx Global (Excl. Restricted) VIRTUAL AND PHYSICAL CARD 1% back in PEXX Points Custodial 0.6% - 1.8%
MaxSwap Global VIRTUAL CARD NO Custodial Only USD spend is 0% FX; non-USD has ~1.5% markup
S SolCard Global (Excl. Restricted) VIRTUAL CARD Up to 8% cashback ($SOLC staking) Custodial 2.00%
BingCard Global VIRTUAL CARD No Custodial 3.00%
Goblin Card Global VIRTUAL AND PHYSICAL CARD No Custodial 0%
CinCin Global (Excl. restricted) VIRTUAL CARD NO Custodial 0% (only for USD)
Laso Finance Global (Excl. restricted) VIRTUAL CARD Discounts on Gift Cards Non-Custodial 0%
KazePay Global VIRTUAL CARD NO Custodial 1.0% - 3.0%

Methodology

How I compare crypto cards

I weigh practical spending fit above headline rewards. A 3% card with restrictive caps, unclear fees, or wrong region support can be worse than a simpler card with lower rewards.

  • Cashback caps and reward conditions
  • Custody model and platform risk
  • KYC, region, and availability limits
  • FX, ATM, issuance, and monthly fees
  • Stablecoin funding and Apple/Google Pay support

Source links

Official pages checked first

These source links are separate from referral CTAs. Product terms change often, so verify details before applying.

EtherFi fit check

When EtherFi Cash is the right comparison winner

EtherFi Cash is most interesting if you are crypto-native, want a card tied to your onchain life, and understand that cashback depends on qualifying purchases, caps, and current terms.

Crypto card comparison FAQ

What is the best crypto card?

There is no universal best card. Start with your region, custody preference, KYC comfort, spending currency, and whether you care more about cashback or simplicity.

Are crypto cards debit cards or credit cards?

They can be prepaid cards, exchange-linked debit cards, stablecoin cards, or crypto-backed credit-style products. Read each provider's current terms.

Should I pick the card with the highest cashback?

Not automatically. Cashback caps, excluded categories, FX fees, token requirements, and regional availability can erase the headline reward.