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Crypto card comparison

Best Crypto Cards Compared

Q: What is the best crypto card?

There is no single best crypto card. The right choice depends on region, custody preference, KYC comfort, fees, cashback caps, Apple Pay or Google Pay support, and whether you want stablecoin spending or crypto-backed credit.

Q: Are crypto cards debit cards or credit cards?

Crypto cards can be prepaid cards, exchange-linked debit cards, stablecoin spending cards, or crypto-backed credit-style products. Always check the current provider terms before applying.

A practical shortlist by rewards, custody, fees, region support, and stablecoin spending.

Ether.fi Cash

Gnosis Pay

Kolo

Visa NON-CUSTODIAL

Ether.fi Cash

3% up to $2k/mo,then 1%,then 0.5% + points

Global Physical+Virtual Visa

Get The Card

Visa Non-Custodial

Gnosis Pay

Up to 5% GNO cashback

EU/EEA UK LatAm

VISA NON-CUSTODIAL

Kolo

5% BTC cashback

Global Virtual only Visa

Visa Custodial

Coinbase Card

1-4% crypto back

EU/EEA US UK

Visa Custodial

KAST

KAST Reward Points: up to 2%

Global Physical+Virtual Visa

Visa or Mastercard CUSTODIAL

Wirex

0.5% Cryptobackâ¢ (Entry); 1% Cryptobackâ¢ (Enhanced: 150,000 WXT lock). Max cap: 20,000 WXT/mo

Global Physical+Virtual Visa

Mastercard Custodial

Nexo

0.5% (Nexo) or 0.1% (BTC)

EU/EEA UK Physical+Virtual

Mastercard Non-Custodial

MetaMask Card

1% cashback

EU/EEA UK LatAm

Visa CUSTODIAL

Karta

Referral rewards: 500 Karat ($5) for friend's card issue + 0.25% from friend's spending. No personal cashback.

Global Virtual only Visa

Visa/Mastercard Custodial

Revolut

Points system: 1 RevPoint per â¬10 spent.

Global Physical+Virtual Visa

Visa Non-Custodial

Avici

Global Physical+Virtual Visa

Visa Non-Custodial

Tria

1.5% cashback

Global Virtual only Visa

Shortlist

Crypto card comparison table

Card	Best for	Model	Rewards	Custody	Key caveat
KAST	Available in 170+ countries; check signup country dropdown	VIRTUAL AND PHYSICAL CARD	KAST Reward Points: up to 2%	Custodial	0% (USD), 2% (non-USD)
Ether.fi Cash	Many countries; restricted list applies	VIRTUAL AND PHYSICAL CARD	3% up to $2k/mo,then 1%,then 0.5% + points	NON-CUSTODIAL	1% Standart FX rates
Kolo	Global (170+ countries)	VIRTUAL CARD	5% BTC cashback	NON-CUSTODIAL	1% Standart FX rates
Wirex	Available in 130+ countries; card availability varies by country (see supported countries list)	VIRTUAL AND PHYSICAL CARD	0.5% Cryptobackâ¢ (Entry); 1% Cryptobackâ¢ (Enhanced: 150,000 WXT lock). Max cap: 20,000 WXT/mo	CUSTODIAL	0% FX fees
Karta	Global (excluding restricted regions)	VIRTUAL CARD	Referral rewards: 500 Karat ($5) for friend's card issue + 0.25% from friend's spending. No personal cashback.	CUSTODIAL	1.5% + 1% Visa cross-border fee (for non-USD transactions)
Revolut	Global	VIRTUAL AND PHYSICAL CARD	Points system: 1 RevPoint per â¬10 spent.	Custodial	1% fee over â¬1,000/mo and on weekends.
Avici	Global (Excl. US/OFAC)	VIRTUAL AND PHYSICAL CARD	No	Non-Custodial	0%
MetaMask Card	EEA, UK, LatAm, Canada	VIRTUAL CARD	1% cashback	Non-Custodial	1%
Coinbase Card	US (excl. Hawaii), UK, EEA	VIRTUAL AND PHYSICAL CARD	1-4% crypto back	Custodial	0% (US) / ~2.5% (EU/UK)
Tria	Global (150+ Countries)	VIRTUAL CARD	1.5% cashback	Non-Custodial	0%
Gnosis Pay	EU/EEA, UK, Switzerland, LatAm	VIRTUAL AND PHYSICAL CARD	Up to 5% GNO cashback	Non-Custodial	0%
1inch Card	UK + EEA	VIRTUAL AND PHYSICAL CARD	Up to 2% crypto cashback	Custodial	0% FX markup (1.75% crypto-to-fiat fee)
Fiat24	Global (Excl. US/Sanctioned)	VIRTUAL CARD	Loyalty points ($F24)	Non-Custodial	0%
Plutus	UK + EEA	VIRTUAL AND PHYSICAL CARD	3% base (up to Â£25 cap) + 1 Perk	Custodial	2.5% Non-domestic
R RedotPay	Global (150+ countries)	VIRTUAL AND PHYSICAL CARD	$10 Welcome Bonus	Custodial	1.20%
Tuyo	US, EU, LatAm	VIRTUAL CARD	TUYO points system (TGE Q1 2026)	Non-Custodial	0% (USD), ~1% (Other)
Biptap	Global (190+ Countries)	VIRTUAL AND PHYSICAL CARD	0.1% virtual cashback + $BTAP rewards	Custodial	0%
Simple	EEA citizens only	VIRTUAL AND PHYSICAL CARD	No cashback	Custodial	0% (Domestic) / 2.5% (Intl)
Tap	UK + EEA	VIRTUAL AND PHYSICAL CARD	0.5% cashback	Custodial	1.5%
Pyra	Global (~75 countries)	VIRTUAL CARD	Yield focus	Non-Custodial	1.2% - 2.0%
Nexo	UK + EEA	VIRTUAL AND PHYSICAL CARD	0.5% (Nexo) or 0.1% (BTC)	Custodial	0.2% - 2.5% Tier dependent
Rizon	Global (122+ Countries)	VIRTUAL AND PHYSICAL CARD	2% cashback + RizPoints	Non-Custodial	1.2% - 1.5%
Stables	Australia (Live), Europe/UK (Waitlist), Global (Waitlist)	VIRTUAL CARD	Up to 6% in Stables Points	Custodial	0% (USD) / 2% (Non-USD)
Bybit	EEA + Switzerland	VIRTUAL AND PHYSICAL CARD	2%-10% cashback (Points)	Custodial	0.50%
Gemini	United States Only	CREDIT CARD	4% Gas/EV/Transit ($300/mo cap), 3% Dining, 2% Groceries, 1% Other	Custodial	0%
Uphold	United States (Excl. NY/LA)	VIRTUAL AND PHYSICAL CARD	2% XRP back (up to $120/mo)	Custodial	1.50%
Plasma One	Global (150+ countries)	VIRTUAL AND PHYSICAL CARD	Up to 4% cashback ($XPL)	Non-Custodial	0%, non-USDT transactions are converted instantly at the direct Visa exchange rate
Odix	Global (158+ countries)	VIRTUAL CARD	No Rewards focus on $5 virtual card fee refund and $30 referral bonuses for physical cards	Non-Custodial	0%
Pexx	Global (Excl. Restricted)	VIRTUAL AND PHYSICAL CARD	1% back in PEXX Points	Custodial	0.6% - 1.8%
MaxSwap	Global	VIRTUAL CARD	NO	Custodial	Only USD spend is 0% FX; non-USD has ~1.5% markup
S SolCard	Global (Excl. Restricted)	VIRTUAL CARD	Up to 8% cashback ($SOLC staking)	Custodial	2.00%
BingCard	Global	VIRTUAL CARD	No	Custodial	3.00%
Goblin Card	Global	VIRTUAL AND PHYSICAL CARD	No	Custodial	0%
CinCin	Global (Excl. restricted)	VIRTUAL CARD	NO	Custodial	0% (only for USD)
Laso Finance	Global (Excl. restricted)	VIRTUAL CARD	Discounts on Gift Cards	Non-Custodial	0%
KazePay	Global	VIRTUAL CARD	NO	Custodial	1.0% - 3.0%

Methodology

How I compare crypto cards

I weigh practical spending fit above headline rewards. A 3% card with restrictive caps, unclear fees, or wrong region support can be worse than a simpler card with lower rewards.

⚙️ Cashback caps and reward conditions
🏛️ Custody model and platform risk
🆔 KYC, region, and availability limits
💳 FX, ATM, issuance, and monthly fees
📱 Stablecoin funding and Apple/Google Pay support

Official provider pages

Official pages checked first

These source links are separate from referral CTAs. Product terms change often, so verify details before applying.

🔐 EtherFi Cash 🔑 Gnosis Pay 🔑 Holyheld 💵 RedotPay 🏛️ Nexo Card 🏦 Crypto.com Card 🏦 Coinbase Card 🌍 Wirex

EtherFi fit check

When EtherFi Cash is the right comparison winner

EtherFi Cash is most interesting if you are crypto-native, want a card tied to your onchain life, and understand that cashback depends on qualifying purchases, caps, and current terms.

Estimate cashback Check EtherFi Cash

Crypto card comparison FAQ

❓ What is the best crypto card?

There is no universal best card. Start with your region, custody preference, KYC comfort, spending currency, and whether you care more about cashback or simplicity.

💳 Are crypto cards debit cards or credit cards?

They can be prepaid cards, exchange-linked debit cards, stablecoin cards, or crypto-backed credit-style products. Read each provider's current terms.

📈 Should I pick the card with the highest cashback?

Not automatically. Cashback caps, excluded categories, FX fees, token requirements, and regional availability can erase the headline reward.

Disclosure: some links may be referral links. Rankings prioritize fit, risk, and checked product claims, not commission rates. EtherFi CTAs may use JohnnyTime's /cryptocard referral path.