EtherFi Cash
Best fit if you already understand DeFi, crypto-backed spending, qualifying-purchase rules, and reward caps.
Check EtherFi CashCrypto card comparison
Compare crypto cards by cashback, custody, KYC, FX, stablecoin support, and real-world fit. The goal is not to list every card. It is to help you avoid the wrong one.
Disclosure: some links may be referral links. EtherFi buttons use JohnnyTime's referral path through /cryptocard. Rankings are based on use case, risk, and manually checked product claims, not commission rates.
Quick verdict
Best fit if you already understand DeFi, crypto-backed spending, qualifying-purchase rules, and reward caps.
Check EtherFi CashWorth comparing if self-custody architecture matters more than maximizing headline cashback.
Good category to evaluate if you mainly want practical stablecoin payments and simple funding.
Often easier to understand, but custody, regional terms, and rewards can vary heavily.
Scraped card database
Imported from the public Crypto Cards Database sheet that powers crypto-cards.io/pick-cards. The gallery highlights the strongest visual shortlist; the table below keeps the full local dataset.
3% up to $2k/mo,then 1%,then 0.5% + points
Up to 5% GNO cashback
5% BTC cashback
1-4% crypto back
KAST Reward Points: up to 2%
0.5% Cryptoback⢠(Entry); 1% Cryptoback⢠(Enhanced: 150,000 WXT lock). Max cap: 20,000 WXT/mo
0.5% (Nexo) or 0.1% (BTC)
1% cashback
Referral rewards: 500 Karat ($5) for friend's card issue + 0.25% from friend's spending. No personal cashback.
Points system: 1 RevPoint per â¬10 spent.
No
1.5% cashback
Shortlist
Use this as a starting point. Card terms, regions, fees, and rewards change often.
| Card | Best for | Model | Rewards | Custody | Key caveat |
|---|---|---|---|---|---|
KAST
|
Available in 170+ countries; check signup country dropdown | VIRTUAL AND PHYSICAL CARD | KAST Reward Points: up to 2% | Custodial | 0% (USD), 2% (non-USD) |
Ether.fi Cash
|
Many countries; restricted list applies | VIRTUAL AND PHYSICAL CARD | 3% up to $2k/mo,then 1%,then 0.5% + points | NON-CUSTODIAL | 1% Standart FX rates |
Kolo
|
Global (170+ countries) | VIRTUAL CARD | 5% BTC cashback | NON-CUSTODIAL | 1% Standart FX rates |
Wirex
|
Available in 130+ countries; card availability varies by country (see supported countries list) | VIRTUAL AND PHYSICAL CARD | 0.5% Cryptoback⢠(Entry); 1% Cryptoback⢠(Enhanced: 150,000 WXT lock). Max cap: 20,000 WXT/mo | CUSTODIAL | 0% FX fees |
Karta
|
Global (excluding restricted regions) | VIRTUAL CARD | Referral rewards: 500 Karat ($5) for friend's card issue + 0.25% from friend's spending. No personal cashback. | CUSTODIAL | 1.5% + 1% Visa cross-border fee (for non-USD transactions) |
Revolut
|
Global | VIRTUAL AND PHYSICAL CARD | Points system: 1 RevPoint per â¬10 spent. | Custodial | 1% fee over â¬1,000/mo and on weekends. |
Avici
|
Global (Excl. US/OFAC) | VIRTUAL AND PHYSICAL CARD | No | Non-Custodial | 0% |
MetaMask Card
|
EEA, UK, LatAm, Canada | VIRTUAL CARD | 1% cashback | Non-Custodial | 1% |
Coinbase Card
|
US (excl. Hawaii), UK, EEA | VIRTUAL AND PHYSICAL CARD | 1-4% crypto back | Custodial | 0% (US) / ~2.5% (EU/UK) |
Tria
|
Global (150+ Countries) | VIRTUAL CARD | 1.5% cashback | Non-Custodial | 0% |
Gnosis Pay
|
EU/EEA, UK, Switzerland, LatAm | VIRTUAL AND PHYSICAL CARD | Up to 5% GNO cashback | Non-Custodial | 0% |
1inch Card
|
UK + EEA | VIRTUAL AND PHYSICAL CARD | Up to 2% crypto cashback | Custodial | 0% FX markup (1.75% crypto-to-fiat fee) |
Fiat24
|
Global (Excl. US/Sanctioned) | VIRTUAL CARD | Loyalty points ($F24) | Non-Custodial | 0% |
Plutus
|
UK + EEA | VIRTUAL AND PHYSICAL CARD | 3% base (up to £25 cap) + 1 Perk | Custodial | 2.5% Non-domestic |
| R RedotPay | Global (150+ countries) | VIRTUAL AND PHYSICAL CARD | $10 Welcome Bonus | Custodial | 1.20% |
Tuyo
|
US, EU, LatAm | VIRTUAL CARD | TUYO points system (TGE Q1 2026) | Non-Custodial | 0% (USD), ~1% (Other) |
Biptap
|
Global (190+ Countries) | VIRTUAL AND PHYSICAL CARD | 0.1% virtual cashback + $BTAP rewards | Custodial | 0% |
Simple
|
EEA citizens only | VIRTUAL AND PHYSICAL CARD | No cashback | Custodial | 0% (Domestic) / 2.5% (Intl) |
Tap
|
UK + EEA | VIRTUAL AND PHYSICAL CARD | 0.5% cashback | Custodial | 1.5% |
Pyra
|
Global (~75 countries) | VIRTUAL CARD | Yield focus | Non-Custodial | 1.2% - 2.0% |
Nexo
|
UK + EEA | VIRTUAL AND PHYSICAL CARD | 0.5% (Nexo) or 0.1% (BTC) | Custodial | 0.2% - 2.5% Tier dependent |
Rizon
|
Global (122+ Countries) | VIRTUAL AND PHYSICAL CARD | 2% cashback + RizPoints | Non-Custodial | 1.2% - 1.5% |
Stables
|
Australia (Live), Europe/UK (Waitlist), Global (Waitlist) | VIRTUAL CARD | Up to 6% in Stables Points | Custodial | 0% (USD) / 2% (Non-USD) |
Bybit
|
EEA + Switzerland | VIRTUAL AND PHYSICAL CARD | 2%-10% cashback (Points) | Custodial | 0.50% |
Gemini
|
United States Only | CREDIT CARD | 4% Gas/EV/Transit ($300/mo cap), 3% Dining, 2% Groceries, 1% Other | Custodial | 0% |
Uphold
|
United States (Excl. NY/LA) | VIRTUAL AND PHYSICAL CARD | 2% XRP back (up to $120/mo) | Custodial | 1.50% |
Plasma One
|
Global (150+ countries) | VIRTUAL AND PHYSICAL CARD | Up to 4% cashback ($XPL) | Non-Custodial | 0%, non-USDT transactions are converted instantly at the direct Visa exchange rate |
Odix
|
Global (158+ countries) | VIRTUAL CARD | No Rewards focus on $5 virtual card fee refund and $30 referral bonuses for physical cards | Non-Custodial | 0% |
Pexx
|
Global (Excl. Restricted) | VIRTUAL AND PHYSICAL CARD | 1% back in PEXX Points | Custodial | 0.6% - 1.8% |
MaxSwap
|
Global | VIRTUAL CARD | NO | Custodial | Only USD spend is 0% FX; non-USD has ~1.5% markup |
| S SolCard | Global (Excl. Restricted) | VIRTUAL CARD | Up to 8% cashback ($SOLC staking) | Custodial | 2.00% |
BingCard
|
Global | VIRTUAL CARD | No | Custodial | 3.00% |
Goblin Card
|
Global | VIRTUAL AND PHYSICAL CARD | No | Custodial | 0% |
CinCin
|
Global (Excl. restricted) | VIRTUAL CARD | NO | Custodial | 0% (only for USD) |
Laso Finance
|
Global (Excl. restricted) | VIRTUAL CARD | Discounts on Gift Cards | Non-Custodial | 0% |
KazePay
|
Global | VIRTUAL CARD | NO | Custodial | 1.0% - 3.0% |
Methodology
I weigh practical spending fit above headline rewards. A 3% card with restrictive caps, unclear fees, or wrong region support can be worse than a simpler card with lower rewards.
Source links
These source links are separate from referral CTAs. Product terms change often, so verify details before applying.
EtherFi fit check
EtherFi Cash is most interesting if you are crypto-native, want a card tied to your onchain life, and understand that cashback depends on qualifying purchases, caps, and current terms.
There is no universal best card. Start with your region, custody preference, KYC comfort, spending currency, and whether you care more about cashback or simplicity.
They can be prepaid cards, exchange-linked debit cards, stablecoin cards, or crypto-backed credit-style products. Read each provider's current terms.
Not automatically. Cashback caps, excluded categories, FX fees, token requirements, and regional availability can erase the headline reward.